Day 3 begins with a visit to Pier 39, including K-dock

 - the home of San Francisco's sea lions

We explore some of the 110 speciality shops on Pier 39 before booking for the 10am cruise of San Francisco Bay

The 75-minute cruise is on the Blue & Gold Fleet's 'Golden Bear' and takes us under the Golden Gate Bridge, between Alcatraz and Angel Islands, close to Treasure Island, and under the Oakland Bay Bridge

(right)

Oakland Bay Bridge